Be nice to keep things like they were around 2000 or so,smaller programs still had a punchers chance
Not really. They didn't have 4 impossible hurdles to leap in a 12-team playoff or the 2 they have now, but they had no way to earn their way in back then.
Even if they scheduled tough OOC, their overall schedules were still comically weak. And so they were dismissed, a la Utah in 06 (being pitted against a crap Pitt conf champ) or the year Boise and MWC TCU were paired (in an ultimate slap in the face).
98 Tulane had no chance. Their best win was 5-6 Rutgers from the Big East. And their conference bowl tie-in was the Liberty. That's not a glass ceiling, that's an underground bunker.
Louisville had some good teams in Conf USA, but they didn't warrant any real chance. Weak-ass resumes, all.
Even the quintessential mid-major to actually summit the mountain, BYU, simply lucked into it. Didn't really win their way in, facing a .500 UM.
If Warshington lost to USC earlier in the year or won the PAC, they'd have been NC.
If OU had won the Orange vs UW, they'd have been NC.
If Florida wasn't on probation and beaten someone decent in the Sugar, they'd have been NC.
If Nebraska had beaten OU, they'd have won the NC.
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By the late 90s, I don't think BYU wins the NC in the same circumstance. Warshington does. This "shrug and blindly reward the zero in the loss column" crap was thankfully gone, thanks to some brain evolution.