Idk....living in the desert is stupid.
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The funny thing about FL is that there's TONS of gulf property that isn't developed. From New Port Richie to Appalachicola, there's basically nothing. As packed as the Atlantic coast is, it's equally empty on the gulf side.
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FL was also very lucky with hurricanes while I lived there. None of much note in the 15 years before Andrew ('92) and the ten years following it....the bad ones in the 2000s and 2010s seemed like a big correction, imo. The way the state sticks out there, it should be getting shellacked all the time. Somehow SC and LA/MS seem to get more than their fair share.