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Topic: OT - What made you happy today?

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FearlessF

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Re: OT - What made you happy today?
« Reply #1358 on: Today at 11:56:58 AM »
Quote from: 847badgerfan on Today at 11:40:19 AM
Illinois has emissions testing. Glad to not have to bother with that anymore.

happy.
I heard something about changes for the EPA - nationally
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utee94

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Re: OT - What made you happy today?
« Reply #1359 on: Today at 11:57:04 AM »
Yeah sounds like you were driving a defective car, not a beater.

If you had a beater, you knew a guy.
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FearlessF

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Re: OT - What made you happy today?
« Reply #1360 on: Today at 11:59:31 AM »
when I had beaters (plural)  I was mostly the guy
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betarhoalphadelta

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Re: OT - What made you happy today?
« Reply #1361 on: Today at 12:11:54 PM »
Realized that when I replace my car, I'm going to be able to do something that I've never been able to financially do before. 

Write a check and buy it outright instead of taking a loan. 

I've always dreamed of being able to do that. 
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MrNubbz

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Re: OT - What made you happy today?
« Reply #1362 on: Today at 12:15:40 PM »
Pffft been doing that for years......beaters are your friend
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MikeDeTiger

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Re: OT - What made you happy today?
« Reply #1363 on: Today at 12:17:18 PM »
Quote from: betarhoalphadelta on Today at 12:11:54 PM
Realized that when I replace my car, I'm going to be able to do something that I've never been able to financially do before.

Write a check and buy it outright instead of taking a loan.

I've always dreamed of being able to do that.

Bought my last Ram and then my previous sedan that way.  The Ram was used, but nevertheless, I paid cash for it.  

I'm paying notes for the next five years on the truck I just bought, because it's not possible for me to purchase a vehicle outright.    

As mentioned elsewhere, I'm a rare case who's gone backwards in my career.  By the time I retire I should be pulling down minimum wage.  
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utee94

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Re: OT - What made you happy today?
« Reply #1364 on: Today at 12:24:48 PM »
Quote from: MikeDeTiger on Today at 12:17:18 PM
Bought my last Ram and then my previous sedan that way.  The Ram was used, but nevertheless, I paid cash for it. 

I'm paying notes for the next five years on the truck I just bought, because it's not possible for me to purchase a vehicle outright.   

As mentioned elsewhere, I'm a rare case who's gone backwards in my career.  By the time I retire I should be pulling down minimum wage. 

Well the good news for you is that by that time, minimum wage will probably be $50/hour.
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847badgerfan

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Re: OT - What made you happy today?
« Reply #1365 on: Today at 12:30:44 PM »
Quote from: FearlessF on Today at 11:56:58 AM
I heard something about changes for the EPA - nationally
I will have my mechanic disable them on both cars at their next service if this happens. It's always the first button I push upon starting.
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FearlessF

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Re: OT - What made you happy today?
« Reply #1366 on: Today at 12:39:44 PM »
Quote from: betarhoalphadelta on Today at 12:11:54 PM
Realized that when I replace my car, I'm going to be able to do something that I've never been able to financially do before.

Write a check and buy it outright instead of taking a loan.

I've always dreamed of being able to do that.

that will make you happy!!!
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847badgerfan

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Re: OT - What made you happy today?
« Reply #1367 on: Today at 12:41:43 PM »
I don't advise paying cash for anything if you can borrow the money almost for free.

Especially if you can deduct the interest.
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utee94

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Re: OT - What made you happy today?
« Reply #1368 on: Today at 01:06:06 PM »
Quote from: 847badgerfan on Today at 12:41:43 PM
I don't advise paying cash for anything if you can borrow the money almost for free.

Especially if you can deduct the interest.

Can you borrow money on a car loan for almost free right now, though?

Honest question, because I have no idea what car loan rates are, I haven't had a car payment in quite a while.  But it seems to me rates are up lately?

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bayareabadger

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Re: OT - What made you happy today?
« Reply #1369 on: Today at 01:13:09 PM »
Quote from: betarhoalphadelta on Today at 12:11:54 PM
Realized that when I replace my car, I'm going to be able to do something that I've never been able to financially do before.

Write a check and buy it outright instead of taking a loan.

I've always dreamed of being able to do that.

I was raised to do that. But always bought modest cars.
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bayareabadger

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Re: OT - What made you happy today?
« Reply #1370 on: Today at 01:14:29 PM »
Quote from: 847badgerfan on Today at 12:41:43 PM
I don't advise paying cash for anything if you can borrow the money almost for free.

Especially if you can deduct the interest.
Insurance needs can complicate that math a bit, depending on the price of a car. 
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847badgerfan

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Re: OT - What made you happy today?
« Reply #1371 on: Today at 01:23:33 PM »
Insurance needs?
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