Perhaps the BEST B1G Forum anywhere, here at College Football Fan Site, CFB51!!!

picked up a 12er of Octoberfest this afternoon

regular spot didn't have my fav from Boulevard Brewing - Bob's 47

It’s strange when you look at big companies like Apple that have tens of billions in the bank and they still have debt.

I knew a finance director pretty well where I worked, this is very common with large companies.  Part of it is "opportunity cash", keeping a rainy day fund as it were, or a fund to make a large acquisition that pops up without issueing stock.  And they may have debt at favorable rates and not desire to pay it down.  A company that borrowed four years ago at 0.5% probably likes that.

My wife and I both view debt as an anathema, necessary at times, but only for buying a home.  I went into debt after my divorce and it was painful personally, but I was able to climb out pretty quickly.  We're a year away from having the condo paid off even though the loan rate is pretty good.  We just want it gone.  And if something happens to me, I'd like my wife to be able to manage on her own here, even if she decides to downsize at some point.  

Either one of us would be very content in a two bedroom unit in this building.

The national debt, to me, is loke "climate change" (or the weather).

they don't - I've asked

Kansas City isn't far from here - I guess I gotta go searchin

what's up with Puff Daddy/P Diddy/etc? 

https://www.cnbc.com/2024/09/24/september-consumer-confidence-falls-the-most-in-three-years.html


Huh.  

I know anecdote isn't data, but my wife's office was replacing their medical assistant a little over a year ago. Resumes coming in were scarce and weak. 

They actually just went through another hiring. Resumes were much more plentiful and higher quality, and the applicants seemed more motivated and willing to follow up after interviews.