If you waited a year, you'd pay $2400 in that lower bracket anyway vs $2800. If you can manage with $44 K a year you'd pay even less of course.
For a person with a "stash" in a pretax IRA, there is a question as to how best to take the money out or convert to a Roth. I think it's best to do it piece by piece, but IF "they" raised tax rates by a lot, I'd convert before that took effect.
I'd prefer some kind of system where "we" tax enough to cover the deficit, and reduce spending enough to make that possible, but that ain't agonna happen. And it would likely crash the economy anyway.