yikes
Reminds me of the client of a realtor friend of mine. We had a hailstorm back in June that messed up a lot of roofs in the Austin area. His client had a pretty high deductible but knew he wasn't going to be able to sell the house with the old roof, so he went ahead and paid $10,000 to replace the $30,000 roof.
He put it on the market, had a pending sale, and then another hailstorm hit. The second was much worse and was enough to damage even brand new shingles.
So the client is out another $10,000 out of pocket to replace the roof.
Ooof, that sucks.
Coincidentally, I too had roof damage from that first storm, and finally got around to calling it in a couple months ago. Just this morning, 3 pallets of shingles and other roof materials were delivered to my driveway and tomorrow the install should occur.
Big difference for me-- my $30,000 roof replacement is only costing me $1,000 on the deductible.
Lesson-- it ALWAYS hails in Central Texas, a big one every 6-8 years. Better make sure it doesn't bankrupt you.