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This El Nino/La Nina thing is not something discussed when I was a kid, maybe because it doesn't impact us much in the SE.

I never heard of El Nino before 1997 and it was apparently new enough to most people that SNL made the iconic skit:



https://www.youtube.com/watch?v=EE2LuEInJJ0

Up on the Navajo rez, having lived there for 8 years, I did see a gradual shift of a sand dune area.  Over time, it went from off to the side of the road maybe 10-15 feet and by the time I left, it had crept 3-4 feet out onto the road.
This wasn't the edge of it creeping out on a windy day, the landmass of dunes had moved.

Extreme low temperatures and major precipitation events engrain in my memory more than the heat.

I have to update my post. This is the worst week of hot humidity I have experienced in Iowa. I think we had feel like temperatures of 113 degrees F, today. Three anhydrous ammonia tanks exploded with injuries in our rural community (supposedly a heat related explosion); I visited one of the injured in the ER. This heat and humidity is equivalent to the summer heat in Tallahassee I experienced as a law student 40 years ago. This morning the windows in our house were dripping wet when I woke up. So, now yes, I have noticed the heat.

the past two days have been 101 and 102, close to record highes for those days.
Monday was 98 and today is supposed to get to 98.  That's 4 days of 98 or above

doesn't strike me as the hottest in my lifetime in Iowa, but it's up there

back to normal tomorrow and the coming week in the 80s

this year and the past two years have had the least rain and snow that I remember. 

The number of companies willing to insure homeowners in California continues to shrink, with the recent announcement that AmGUARD Insurance, a subsidiary of Berkshire Hathaway-owned GUARD Insurance Companies, and Falls Lake Insurance will be pulling out of the market completely.

This comes on the heels of State Farm, Allstate, Farmers and other companies announcing they are altering their business models in the state.

“AmGUARD only began writing in California markets in 2019, experiencing major losses in 2020, 2021, and 2022 that were unusually high and not typical of the market as a whole,” Michael Soller, deputy insurance commissioner for the state, said. “AmGUARD represents approximately 0.6% of the homeowners’ market. Falls Lake is a very small writer with approximately 900 policies in force.”

No one from either company returned multiple calls asking for comment.

Falls Lake notified the state that it will stop issuing renewals in September, while AmGUARD will stop renewing policies starting in November.