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Topic: 2018 Season Stream of Completely Off-Topic Unconsciousness

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847badgerfan

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #350 on: April 09, 2018, 08:14:28 PM »
Quote from: bwarbiany on April 09, 2018, 06:51:37 PM
Ugh. Taxes.
Try moving here. I know things aren't much better in that regard out there, but at least you're wearing shorts and flip flops.
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FearlessF

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #351 on: April 09, 2018, 08:57:29 PM »
I'm moving to Austin, near Utee
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betarhoalphadelta

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #352 on: April 09, 2018, 09:36:41 PM »
Quote from: 847badgerfan on April 09, 2018, 08:14:28 PM
Try moving here. I know things aren't much better in that regard out there, but at least you're wearing shorts and flip flops.
I know where your missing spring went... California stole it and added it to ours. Over 90 here today.
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Drew4UTk

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #353 on: April 09, 2018, 10:14:11 PM »
It was a wonderful spring weekend which is rare on the coast of the Carolina's . it usually goes from our version of winter to summer in about three days.. Except today it rained and never broke 50... Strange weather indeed for mid April .

On amother note...

Found out only today that my favorite pipe tobacco company went out of business the first of February... And the last 3 pounds of tobacco ive enjoyed for years i is being shipped to my door tomorrow.... Dang shame. They cited lessening of quality material available.  They used mostly American tobacco... Burley from the mountains of Tennessee, blond Virginian bright leaf from Virginia.. Conneticut broad leaf... Perique from Louisiana... Because of abuse and greed another American thing is disappearing, and enjoying a pipe from time to time becomes a lot mkre complicated....  You can thank to cigarette companies for this.... Grrr.... Only good thing about it is 3 pounds will last me at least a year, if not two.  
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Cincydawg

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #354 on: April 10, 2018, 08:15:33 AM »
Quote from: MarqHusker on April 09, 2018, 06:03:45 PM
Ah, condo loans.  Banks hate them.  Projects fail, financing crumbles, too much reliance on 3rd parties which your lender has no privity or relationship.   More risk.
This condo was built in 1988.  I don't know why there would be unusual risk, and in any event, we've been approved for the loan, it's just a matter of some additional something somewhere.  
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Cincydawg

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #355 on: April 10, 2018, 08:16:02 AM »
IRAs and 401(k)s are not eligible to be used as collateral for a loan. The one option that you have available with an active 401(k) is that you can borrow a portion of the funds in the account (subject to approval by the plan administrator).Jun 2, 2014
Can I use an IRA account or my 401(k) as collateral on a loan ...
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Cincydawg

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #356 on: April 10, 2018, 08:17:10 AM »
https://www.investopedia.com/articles/retirement/03/073003.asp

I'm pretty sure this has always been the case.

Lenders can consider the assets as being assets but not as collateral.  
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Cincydawg

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #357 on: April 10, 2018, 08:38:54 AM »
https://www.thebalance.com/ira-loan-options-315561

60-day rollover: You might be able to use your IRA assets for a short period using a 60-day rollover. You have to follow strict IRS rules, but this technique is similar to a short-term IRA loan. Note that the IRS made this strategy more difficult in recent years, so revisit the rules if it's something you've done in the past.
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847badgerfan

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #358 on: April 10, 2018, 09:35:46 AM »
Quote from: Cincydawg on April 10, 2018, 08:17:10 AM
https://www.investopedia.com/articles/retirement/03/073003.asp

I'm pretty sure this has always been the case.

Lenders can consider the assets as being assets but not as collateral.  
Maybe that's how it worked. I don't remember, but I will find out. I meet with my banker (also a credit union) next week and I'll report back.
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Drew4UTk

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #359 on: April 10, 2018, 05:04:26 PM »
i really wish @CoachQ would join the conversation... I know he's been lurking.  he'd sure clear a few things up for us insofar as FBS coaching (or any other level for that matter) is concerned, plus- he'd keep us in stitches with his anecdotes and tales!!!
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Cincydawg

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #360 on: April 10, 2018, 06:45:18 PM »
Things seem to be progressing on the Big Move.

By 2 May, I expect again to be a resident of Georgia.

I might attend a few more football games.  The wife has discovered football and likes it even thought she has no clue what is happening.

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Cincydawg

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #361 on: April 11, 2018, 08:29:22 AM »
Today looks like the first day I can do some yard work.  The grass is getting a bit scruffy and I plan to fertilize (since I won't be cutting it for very many more times).  The wife has a LOT of pots with potting mix in them and she wants to take quite a few with us, so I have to dump out some very good soil somewhere in the yard where it might help some.

I have a small composter (rotary) that my daughter wants, so I need to dump the contents and rinse it out.  It took a while to figure out how to compost food waste to get something more than black smelly gruel.  And of course it doesn't maintain temperature through the winter months anyway.

Good composting gets up to around 60°C which is hot enough to kill nearly all the microbes present.
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FearlessF

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #362 on: April 11, 2018, 01:03:44 PM »
today is going to be my first day on the golf course

bring on the Bud Heavy and the cigars!
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FearlessF

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Re: 2018 Offseason Stream of Unconsciousness
« Reply #363 on: April 11, 2018, 03:02:09 PM »
2018 NFF Hampshire Honor Society Membership All-time high 1,253players from a record 303 colleges and universities honored as the Society celebrates its 12th year.

https://www.dropbox.com/s/od46re5b8tjyjdz/2018%20Hampshire%20Honor%20Society%20Members_FINAL.pdf?dl=0
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