Perhaps the BEST B1G Forum anywhere, here at College Football Fan Site, CFB51!!!

Yep. And only the truly highest-paid coordinators -- not just FBS or P5, but the true "helmets", make enough to really be comfortable if you lose your job.
I.e. I think Brohm at Purdue is making ~$3.5M or something like that... His OC/DC are making like $425K/500K, respectively. Now, $500K is a lot of money, but it's not "F you money" or anything like that. I also don't think a lot of coordinators are on the multi-year guaranteed contracts that HC are on, so there's no big buyout if you get canned.
Darrell Hazell could have retired comfortably on the $12M over 6 years he got from Purdue. Now, life has a way of expanding to salary, but still, that's a lot of money. A coordinator might build up a nest egg of $1-2M over a span of as many years, which is nice, but not retirement level money especially if you've gotten used to making that kind of coin.

Getting loans on property these days is not much fun.  I don't recall going through all this the last time I got one, which I guess was the HELOC I got on my house circa 1997 or so.  

We're trying to get one on our current house to help pay for the new house before we sell this one, and on the new one so I don't have to dip into my IRA big time putting me in a bad tax bracket for one year.  If nothing pans, I can use the IRA funds and then refund the money if I can get a loan in 60 days, so that is my last ditch plan to close April 23.

I calculated how much withhold would be if I permanently move money out of my IRA and it isn't pretty.

Georgia has higher income tax brackets than Ohio does, but Georgia exempts the first #130 K of retirement income.

The HELOC is with our local credit union, which you think would be on the ball with this stuff.  

The already hold the first mortgage (which is tiny now).  If that doesn't come through by Friday I'm going to tell them never mind.  They offer a first 6 months rate at 2.99% and we will have it sold well before that.

The loan on the new place is a 5 year ARM at 3.7%, which is OK and I should have that paid off in 3-4 years.

Yep. Sports remain a hope game, and offseasons are REALLY about hope.
There's not much evidence to say something will be bad, so we want folks to fill in that it will be good. I think Frost will be good and perhaps the guy, but I also thought Pelini and Solich always got a raw deal perception-wise.

Pelini at Nebraska: 67–27 71.3% Winning percentage Fired for his off field antics
Harbaugh at TTUN: 28–11 71.8% Winning percentage Celebrated for his off field antics

The Dodd-Frank regime has turned loan applications (for either construction, 1st mortgage, 2nd, HELOC) into a exercise of extreme patience, and massive documentation.   There's a Mortgage LO (right outside my office), about twice a week I can tell she's talking with a customer who is saying 'I didn't have to do this/disclose this/provide this/answer this,  the last time I got a mortgage/HELOC'.  she's mastered that conversation.  I've learned so much from her in water cooler talk about that business in this era.

I know I've had several real estate closings the past ten years (purchase, sale, mtg, refis, lot purchase, lot sale, construction loan), the files keep getting thicker.  the pendulum has swung from Stated Income/Stated FICO to full body cavity search.

You'd think, yes.

But a regular LOC - maybe secured by your IRA holdings - might be a whole lot easier.

Well, that is what I thought, so I went through Schwab to get the loan, where I have all my accounts.  
I can't use my IRA to secure a loan, that is a no no, but it can be used as "evidence" for another loan.  The loan guy had my Schwab account info literally in 15 seconds all open in front of him.
I just was getting condo insurance because the loan dude said I had to have it from day one.  I have no idea why.  The unit itself is insured by the HOA, my insurance only protects contents, which will be nil for a week or so.
I quit asking questions.  

Ah, condo loans.  Banks hate them.  Projects fail, financing crumbles, too much reliance on 3rd parties which your lender has no privity or relationship.   More risk.