I think the basic needs are obvious, and cost money in general. I recall someone asking me what my son would be doing that summer, after telling me what their kid was doing. They had just graduated HS. I said my kid was going to a French beach resort in South Carolina, it was neat, they had camp counselors, swimming, exercise, a riflry program, AND they got paid for it! She feigned interest, and had no clue what I meant. Some other friends were in ear shot snickering.
But, you can of course enlist and have your basic needs met, with some downsides at times.
My wife has a very close friend with "money". We've stayed at her place(s) several times, once in Brazil, the others in France. It's interesting to me how many problems she has had in her life despite being "comfortable". Her two boys are adopted and I liked them both, I thought they were fine folks, quite interesting in respects. But we all are going to have "issues" even with a lot of money.
My wife and I, fortunately, don't have "exotic" needs. We have one pretty basic car, we have a pretty nice condo we like a lot, we can pay the bills, and we like to travel. We also donate a decent bit to this and that, something I enjoy being able to do. Travel is our "luxury". I often note if we "won the lottery", I really wouldn't change much of anything except I'd be donating a lot more.
