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Topic: Where To Retire?

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SuperMario

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Re: Where To Retire?
« Reply #14 on: November 26, 2025, 08:07:40 AM »
Great question. Ideally, gulf coast of Florida in the winters and Cleveland in the summer. Absolutely hate the cold weather in Cleveland in the winter but I love it in the summer and I love Midwest people. Not sure gulf of Florida would remain in that budget considering insurance and house cost in Florida the last few years.

When I lived and traveled Southern Asia, I met an older guy that retired to Thailand in his 60’s with 65k. Rented a room in the hotel per month and his budget there was crazy low. He was reading outside on the patio there every morning so by day 4 I had to talk to him. Seemed really at peace with life.

847badgerfan

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Re: Where To Retire?
« Reply #15 on: November 26, 2025, 08:09:08 AM »
You're supposed to winter in the south and summer in the north.
Grandkids.
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Honestbuckeye

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Re: Where To Retire?
« Reply #16 on: November 26, 2025, 08:13:25 AM »
Set up now for it ( was going to retire this year but my employer made me an offer I can’t refuse to stay through next year)

Florida home October- Mid May.   Cabin on a lake in northern Michigan the rest of the year.  
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Cincydawg

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Re: Where To Retire?
« Reply #17 on: November 26, 2025, 08:13:40 AM »
I liked eastern California, places like the Angels Camp or Sonora.  

MrNubbz

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Re: Where To Retire?
« Reply #18 on: November 26, 2025, 08:16:31 AM »
Y'all feel free.  Austin was a great place to grow up, and Cedar Park has been a great place to raise kids.

I ain't gonna retire in either one of them.
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Honestbuckeye

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Re: Where To Retire?
« Reply #19 on: November 26, 2025, 08:19:38 AM »
Great question. Ideally, gulf coast of Florida in the winters and Cleveland in the summer. Absolutely hate the cold weather in Cleveland in the winter but I love it in the summer and I love Midwest people. Not sure gulf of Florida would remain in that budget considering insurance and house cost in Florida the last few years.

When I lived and traveled Southern Asia, I met an older guy that retired to Thailand in his 60’s with 65k. Rented a room in the hotel per month and his budget there was crazy low. He was reading outside on the patio there every morning so by day 4 I had to talk to him. Seemed really at peace with life.
Good plan. Having spent my first 12 years in Cleveland and being in Florida now, I can attest to your thinking.

Not sure how close you are to action, but now is actually a good time to buy on the gulf coast.  House prices have come down and it is definitely a Byers market.  Insurance is only crazy bad if you’re right on or very, very near the water 

I live on the opposite coast, which I think is also beautiful and has better beaches.  But the golf side is friendlier and people are kinder because it’s the I 75/4 and most of the folks over there are from the Midwest. I live on the east side which is the I 95/4 and most of the folks over here are from the north east.    They are definitely not as friendly and welcoming, but I just work through it lol
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847badgerfan

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Re: Where To Retire?
« Reply #20 on: November 26, 2025, 08:40:14 AM »
Drivers in Florida really suck, and it gets even worse from Novemberish to Mayish.

Can't see. Can't hear. Can't walk. Let's DRIVE!!

I agree with HB's take on the different coasts, although there are some very nice beaches on the Gulf too - as in some of the highest rated ones, like Siesta, Lido, Clearwater, etc.

I'm not into beaches, so... And the traffic is WAY worse on the East Coast.
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Mdot21

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Re: Where To Retire?
« Reply #21 on: November 26, 2025, 08:58:25 AM »
Drivers in Florida really suck, and it gets even worse from Novemberish to Mayish.

Can't see. Can't hear. Can't walk. Let's DRIVE!!

I agree with HB's take on the different coasts, although there are some very nice beaches on the Gulf too - as in some of the highest rated ones, like Siesta, Lido, Clearwater, etc.

I'm not into beaches, so... And the traffic is WAY worse on the East Coast.
prettiest beaches in Florida and the entire US are in the panhandle- they just have the whitest sand and clearest waters. beaches with the prettiest women however are from Deerfield Beach down to Miami Beach, just the total amount and per capita of 8's and up has to be highest in US. it's ridiculous.

Florida is like 4 or 5 different states in one and Miami might as well be a foreign country. And the traffic has gotten unbearable on the east coast. I-95 corridor from Ft Lauderdale to Miami is the most dangerous stretch of road in the country. You see horrific soul crushing accidents daily. The drivers here are truly and wholly without question mentally fucking retarded. Which is why I am always splitting lanes driving like a demon to get the fuck away from all the fucking retards. Can't get into an accident if there are no retards around to crash into.

FearlessF

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Re: Where To Retire?
« Reply #22 on: November 26, 2025, 09:10:37 AM »
Set up now for it ( was going to retire this year but my employer made me an offer I can’t refuse to stay through next year)

Florida home October- Mid May.  Cabin on a lake in northern Michigan the rest of the year. 
does this work under the budget?
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utee94

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Re: Where To Retire?
« Reply #23 on: November 26, 2025, 09:19:54 AM »
prettiest beaches in Florida and the entire US are in the panhandle- they just have the whitest sand and clearest waters. beaches with the prettiest women however are from Deerfield Beach down to Miami Beach, just the total amount and per capita of 8's and up has to be highest in US. it's ridiculous.

Florida is like 4 or 5 different states in one and Miami might as well be a foreign country. And the traffic has gotten unbearable on the east coast. I-95 corridor from Ft Lauderdale to Miami is the most dangerous stretch of road in the country. You see horrific soul crushing accidents daily. The drivers here are truly and wholly without question mentally fucking retarded. Which is why I am always splitting lanes driving like a demon to get the fuck away from all the fucking retards. Can't get into an accident if there are no retards around to crash into.

My sister lived in Pensacola for about a decade, beaches are so beautiful there.  We'd visit and go up and down the coast to Fort Walton Beach, Panama City Beach, Destin.  But I liked the vibe in Pensacola the best.


Riffraft

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Re: Where To Retire?
« Reply #24 on: November 26, 2025, 10:43:32 AM »
2 places, one in the phoenix area and the other near the ocean (can't be California, since a million dollar wouldn't get you near the ocean).

Which is why we are renting a place in Maine walking distance to the ocean for a couple of months next year to see if that is what we really want.

BTW can't do Florida, humidity is way too high.

847badgerfan

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Re: Where To Retire?
« Reply #25 on: November 26, 2025, 10:49:11 AM »
You could do the Keys for lower humidity like Fro said, but man, talk about being isolated. I couldn't do it as a residence.
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Honestbuckeye

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Re: Where To Retire?
« Reply #26 on: November 26, 2025, 10:52:06 AM »
does this work under the budget?
Yes.  Tight for sure, but the math works. 
Get your facts first, then you can distort them as you please.
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Brutus Buckeye

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Re: Where To Retire?
« Reply #27 on: November 26, 2025, 10:56:45 AM »
The wealthiest friend I had growing up, his family had a third home in Key West that they hardly ever used. Dude grew up to be quite the fuggup, and every time he moved home, they'd just send his azz down there. Last I heard of him, he was mistaken for a homeless man while killing time at a Columbus public library. 

 

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