I had it a LOT easier than my parents did. I think my kids had it a bit easier than I did, but really about the same.
As for cruises, I think a lot of folks my age view a cruise a year as a "thing to do" in retirement. It kind of solves the problem of what to do on vacation, you fly, board ship, and then it's all taken care of, it's easy.
I'm done with cruises in the US, but we're planning on some more in Europe whenever is S ends. We might all be getting shots every 4 months or so.
I keep seeing some folks on FB claim they won't get shots because Bill Gates is putting tracking chips inside the vaccine. And as you would expect, any kind of logical comment about that is rebuffed. These weird rumors really spread fast and I suppose many of "us" are not critical thinkers, or thinkers at all?
A chip for your pet is about the size of a grain of rice, which is obviously larger than any vaccine needle, and it has no power source, so it can't broadcast your location at all. I suggested if someone was really concerned about this they could wrap aluminum foil around their arm (and head) to prevent the signal from going out, and their phone to boot, since phones locate you unless you turn it off.
And why would Bill Gates care about this at all? Why would anyone? Maybe for marketing purposes.