Perhaps the BEST B1G Forum anywhere, here at College Football Fan Site, CFB51!!!

I still recall PSAT/SAT day.  It wasn't as big a deal back then, really, you just showed up hopefully after sleeping well and took the test.  I took two SATs and one PSAT.  I had zero prep.  I was aware that guessing was bad.  I think some books came out while I was in college allowing one to take practice tests.

Died on this date (Jun. 20) in 1966, the Belgian cosmologist and priest Georges Lemaître who was the original proponent of what later became known as the Big Bang theory.
 
Trained as a civil engineer, Lemaître served as an artillery officer with the Belgian army during World War I, then, in 1923, he entered a seminary, where he was ordained a priest. From 1923 to 1924 he visited the University of Cambridge to study solar physics and there met Arthur Eddington; he then spent two years at the Massachusetts Institute of Technology where he was influenced by the ideas of Edwin Hubble and Harlow Shapley regarding the likelihood of an expanding universe. In 1927 he returned to Belgium and was made professor of astrophysics at the University of Louvain.

In 1933 he published his Discussion on the Evolution of the Universe, in which he suggested that the universe stemmed from what he called a "primeval atom." This incredibly dense initial form, he argued, contained all the material for the universe in a sphere about 30 times larger than the Sun. Its explosion sent matter flying all directions and resulted ultimately in the expansion of the galaxies that we see today. The significance of his theory lay not so much in its affirmation of the expansion of the universe as in its presumption of an initial event to start the expansion. In 1946, Lemaître published his Hypothesis of the Primal Atom – the same year in which George Gamow and his colleagues began to develop the nuclear physics of the Big Bang.

Born on this date (Jun. 24) in 1915, the maverick English astrophysicist and cosmologist Fred Hoyle, who did important work in nucleosynthesis and championed the steady-state theory of the universe. Educated in mathematics and theoretical physics at Cambridge University, he returned there after wartime work on radar development and remained from 1945 to 1973, with many long-term visits to the California Institute of Technology and the Mount Wilson and Palomar Observatories. He was appointed Plumian Professor of Astronomy and Experimental Philosophy in 1958 and founded Cambridge's Institute of Theoretical Astronomy and served as its first director. His early work on stellar evolution led to his famous collaboration with Margaret and Geoffrey Burbidge and William Fowler on the synthesis of the elements beyond helium in stars. Hoyle successfully predicted the existence of a resonance in carbon-12 that was essential to helium burning in stars. In 1948 Hoyle, Hermann Bondi, and Thomas Gold developed the steady-state cosmological model. Hoyle provided a mathematical theory of the model consistent with the general theory of relativity and served as the leading spokesman for the new theory, coining the term “Big Bang” for the competing model during a radio lecture.
 
Hoyle was an early supporter of the modern view that extrasolar planets and life are ubiquitous. In his standard text Frontiers of Astronomy (1955) he wrote:
“[W]e may expect planetary systems to have developed around the majority of stars.... Living creatures must it seems be rather common.”

Hoyle allowed his fertile imagination full rein in his science fiction novels, such as The Black Cloud (1957), in which an intelligent interstellar cloud arrives in the solar system, and A for Andromeda and its sequel, in which he turned to some of the possible consequences of SETI.

Sad, but a pretty cool story about a recovery four decades later:
https://www.militarytimes.com/veterans/military-history/2025/06/20/after-more-than-80-years-this-marine-returned-home-from-guadalcanal/

[img width=500 height=272.997]https://i.imgur.com/5knNiOq.png[/img]

To me, this chart demonstrates why timing the market is a bad idea.  If you've bought every month for the ~35 years covered by this chart then:

• You've made ~10%/yr on the stuff you bought from 1989-the mid '90s.  
• You've made a bit less on the stuff you bought from the mid '90s to 2001.  
• You've made ~10%/yr on the stuff you bought from 2002-2008.  
• You've made a bit more on the stuff you bought from 2009-2020.  
• You've made ~10%/yr on the stuff you bought recently.  

On average, about 10%/yr.  

If you tried to time the market, you *MIGHT* have sold in March, 2000 and switched to bonds that paid less but still a positive amount then bought back in in March, 2009 and that would make your overall return much better.  Alternatively you*MIGHT* have sold in March, 2009 in which case you'd have missed the recovery and your overall return would be much worse.  

1868 Florida, Alabama, Louisiana, Georgia, North Carolina and South Carolina readmitted to US, after the Civil War

This always kind of interested me.  I thought if secession was illegal, they never seceded legally, so there would be not need legally to readmit them.

They remained under martial law effectively, if not legally, maybe both, until after the 1876 election where a "compromise" was reached as to who won in return for removing Federal troops from the South.

1916 Cleveland Indians experiment with numbers on jerseys in a game against Chicago WS; first time MLB players identified by numbers corresponding to those on scorecard

1917 First US troops arrive in France during World War I

1934 US President Franklin D. Roosevelt signs Federal Credit Union Act into law, establishing Credit Unions

1963 US President John F. Kennedy gives his famous "Ich bin ein Berliner" (intended to mean "I am a Berliner", but may actually mean "I am a doughnut") speech in West Berlin

1968 Iwo Jima & Bonin Islands returned to Japan by US

1970 Frank Robinson hits 2 grand slams as Baltimore Orioles beat Washington Senators 12-2