This isn't really Grumpy.....I don't know what it is. Depressing is the first adjective that comes to mind.
Some financial circumstances drastically changed for us over the weekend, and not for the better. I was too weary yesterday to even say anything about it. I don't mean to be intentionally vague, but at the moment I don't feel like taking the time to explain the situation, and I really don't want to think too deeply about it right now either.
I'm rather good at accounting, budgeting, forecasting the family finances, etc., and extremely disciplined about sticking to the plan. My wife is a hard worker and makes a nice salary, but she's not geared in that way at all, and when I married her, she had gotten herself in some unfavorable monetary situations. Even though I didn't have a job at the time, I found ways to pull us out of those holes and even roar back to a position of security for impending situations. Such as....at some point we'll need new vehicles, home repairs, new appliances, general things that happen in life.....I plan for all that stuff and use sinking funds like a boss, and when things come up, our budget hardly ever even feels it. Retirement will be whatever it is for us....we started later than we should have, even if in my case that was kind of out of my control. But at least I can say that we've done as much as we could, and as well as we could for the years that we were really able to attack that goal.
But this......I don't think I have any magic to work here. I can't finesse this. I don't honestly know how I'm going to navigate it. It's not catastrophic.....we're not about to lose our home or something like that. But it seems crippling. I had just mentioned here about now being the time for me to get into the rental property game, and now I'm pretty sure that's never going to happen.
Our age feels like the icing on the cake. She'll turn 50 this year and I'm no spring chicken. This would suck in any circumstance, but realizing that getting out from under this could eat up the rest of our working years......damn.
I've had a few creative ideas, each of which are ill-advised in some capacity. But, I can't stop my brain from churning out potential solutions, however crappy the drawbacks might be.
Anyway, I probably won't say much more about it. Nobody likes a whiny mofo and I don't like being one. This has just been weighing me down for a few days and I wanted to get it off my chest.
