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Maybe make it 25%?  I don't want to go overboard with this, but I don't want to be exclusionary, either.  The game would be more fun with more QB choices than with less.  

I would guess some of the great teams had a great starting QB and the backup merely played during mop up time

obviously a tough job

Yeah, youtube helps a lot - tons of old games on there.  Yesterday, I saw Aikman at OU running the triple option some before he got hurt that year.  He was an athlete to be sure.  Yet Holieway comes in during garbage time and runs it for a 50 yard gain - I think the writing was on the wall.

The thing is, this is a dice+card game, and what-ifs could be a fun part of it.  What if Aikman stayed at OU and they passed a lot more?  You could find out in this game (if you bought a 1985 Big 8 set of team card$, when available).  

With the army of strat-o-matic players replaying entire baseball seasons, a fully-fleshed out college football game would sell.  And part of the allure would be these "what if" scenarios.  

I think I'll just look at it and if it seems like a 2nd QB would maybe make sense, I'll make it.  If it's on the fence, I'll go ahead and make it, and whoever plays the game will decide yes I want to utilize the backup more or no, I'll stick with the starter.  

Hell, you could pull a '97 Spurrier and switch out your QBs every other play (vs #1 FSU).  

taking bama this year into consideration, tua had right at 30% att and 30% yards passing that hurts had. but, aside from the title game, tua played 0 meaningful minutes. he played a TON in the 3rd and 4th qtrs for a backup, but we were winning by 15+. his only game with ANY att with the game in question was the title game.
question is, do you include him? looking at stats, i'm not sure it'd have an effect either way (almost identical to hurts in comp%, y/a, and worse but not bad td/int ratio). so more than likely, if you put a card or 2 for him in there, the result is gonna be really similar to hurts, even though they're different style players. *as a side note, this is a good example of the undue ridicule hurts gets, imo. he wasn't perfect by any means, but he was still pretty good.

Tua is right at 30%, yeah, but when a guy has 11 TD passes, even as a backup, that's something.  And don't short-sell his 4% lead on Hurts in completion %.  If you played a season of this game, I think you would see that difference.  

Maybe it'd just be harmless fun for a Bama fan to replay the 2017 season with Tua at QB the whole year, see how similar or different the results would be.  

Looking at some helmet teams, year-by-year, seeing which squads would warrant 2 QB cards:
Nebraska - 1975, 77, 79, 81, 84, 85, 90, 92, 98, 07, 13
Alabama - 1973, 74, 75, 81, 84, 87, 91, 95, 01, 02, 04
Notre Dame - 1975, 77, 80, 81, 83, 87, 00, 07, 10

So that's quite a few - more than I would've guessed.  I assume most big-time programs are similar to these, maybe fewer if they ditched the option earlier on, idk.  

Hmmph.  This has been sort of a rabbit hole, but I'm glad we've gone down it, and again, creating a QB card is quick and easy.  So might as well make 'em.

helmet teams recruited well back in the day, always blew out lesser opponents and got the 
#2 guy some reps

I'd be curious as a test to do a random mediocre team and a random bad team, or a good, but not actually good mid major team, like a Florida Atlantic.  See if it's nearly impossible to beat one of these teams with like a 6-6 Mississippi State team or a 3-9 Vandy.  Or if there's a way to recognize that FAU wasn't actually that good.