I don't even think the NIL stuff is the biggest thing that's going to keep the cream at the top, it's the transfer portal. Alabama's a little light at LB? They poach Tennessee's best LB. OSU missed on a couple of offensive linemen and/or they need a stopgap while young guys improve? Just go take Utah's best lineman.
Achillies' heel is shrinking every season because he can just put on armored shoes with the portal.