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This seems like lining up teams by number of losses and then adjusting internally a bit.  Why is LSU ranked higher than Baylor?  What is your reasoning?

That same reasoning could also be used to rank undefeated teams below one loss teams.  Alabama lost in a close game at home against your #1 team while Georgia at home (2 OTs) to a pretty mediocre team and yet you have Bama below UGA.  I realize UGA has a couple nice wins.  Penn State lost close on the road to your #3 team and you have them down at 9.  Why is that?

It's about resume.  Who you've played.  How you've looked.  Baylor needed double OT this past week to beat....who....TCU?  Same goes for one loss teams.  There's some subjectivity in there of course.  The point is, wins and losses matter.

Don't you have them ranked #3?

Based on their undefeated record....yeah....I have them at #3.  But that's the great thing about their November schedule.  The Gophers get to prove their worth on the field.  They passed the first test with a big green check mark.  And they have several chances to slip up and drop down...including a possible BTCG.

But again....that's why I am so dumbfounded by the folks who keep making these excuses and the committee who ranks them so low.  Rank them based upon their record and let their play on the field dictate where they go.  The past month and a half shouldn't give anyone a reason to doubt them.

So, Minnesota is not a top five team, but you have them ranked #3.

I don't know who is arguing that wins and losses don't matter.

Have you ever heard that the best team doesn't always win?  The 2007 Patriots were not handed the Super Bowl trophy because they were 18-0 going into the game.

I rank teams based on my perceptions as to how good they are in reality, not just lining them up be won/loss record.

That's just my preference.  If I believe Minnesota is NOT a top five team, I'm not going to rank them #3.

That's your prerogative.  But if Minnesota continues to win, trying to leave them out in favor of a one loss team would be a joke.

I wouldn't "try to leave them out".  I'd either leave them out or include them, there is no "try".

And duh, if they are 13-0, they are in the playoff, no one would dispute that.  I think it more likely they finish 9-3 than 13-0.  

Haggling over minutiae at this point in poll rankings is just that, minutiae.  Rank'em however you wish, it hardly matters, I do tend to vie for some consistency.

Discussing which teams have how much shot at the playoff is reasonable conversation.

What do your rankings mean if they don't provide your opinion as to which teams are better than other teams?  If Ball State starts out 5-0 few of us would have them in the top ten with other undefeated teams.  They MIGHT get to #20, maybe.

Obviously, a 9-3 team can be quite a bit better than some 12-0 teams.

What do your rankings mean if they don't provide your opinion as to which teams are better than other teams?  If Ball State starts out 5-0 few of us would have them in the top ten with other undefeated teams.  They MIGHT get to #20, maybe.

Obviously, a 9-3 team can be quite a bit better than some 12-0 teams.

I’ll use my opinion if the resumes of two teams are really close.  If Texas A&M played Baylor or Minnesota on a neutral field right now I think A&M would have a really good shot at winning.  But A&M has no good wins and has lost to every good team they have played.  Baylor has a couple of top 25 wins and Minnesota has a top 10 win and both are undefeated.  Their resumes aren’t close so I rank Minnesota and Baylor ahead of them.

If actual results don’t matter and we just go on what we think let’s just go ahead and put Bama and Clemson and whoever else in the playoffs because we all “think” they’re better than everybody else anyway.