So I'm actually just now editing the 2010 cards, which is the year TCU went undefeated and finished #2 behind Auburn.
TCU was 4th in scoring offense and had the #1 scoring defense in the country. But its SOS was 81st. With their strong offense and great defense, it'd be possible they'd wreck everyone else from that season, based solely on the stats.
That's not realistic. That TCU team could beat anyone from the top 10 that year, but shouldn't/wouldn't dominate everyone..
#1 Auburn faced the 9th-hardest schedule, and #3 Oregon's SOS was 2nd. No matter how good TCU actually was, their schedule just wasn't on the same plane as the P5 types.