There's another consideration, it's the "Texas Bad Luck Law."
Some of you might not know, but Texas has never, ever made it into a national title bowl or BCS game, without being undefeated.
Plenty of teams have: Oklahoma a couple of times, Nebraska, Alabama multiple times, and a long list of others.
But in any season where Texas was good enough to potentially play for the NC with a loss, circumstances have aligned against the Longhorns and kept them out. The most recent and most infamous of those, of course, was the 2008 B12 South 3-way tie, where the circumstances and the league rules all fell OU's direction and that was one of OU's multiple 1-loss NC appearances.
But for Texas, just the way the seasons have played out, timing of losses, whatever else-- have always made it so that Texas has had to be completely perfect and undefeated, in order to get the chance to play for the NC.
So here's my prediction:
Michigan
Washington
Alabama
Georgia
It's gonna be painful, like getting your heart cut out with a spoon.