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I think there are situations where it can be more financially viable to lease rather than buy. 

That said, I think most individuals who lease cars do it in order to drive a better car than they could afford to buy. 

Why buy a 7-year old Honda Civic for $15K (maybe $500/mo over 36 month financing) when you could be driving a BRAND NEW BMW for just $499 a month? 

I mean, sure, in 3 years you'll have a Honda Civic worth $10K that'll probably run reliably at least another 5 years, or you'll have nothing at all to show for it. 

But you'll look sexy a f in that 3-series!

I think there are situations where it can be more financially viable to lease rather than buy.

That said, I think most individuals who lease cars do it in order to drive a better car than they could afford to buy.

Why buy a 7-year old Honda Civic for $15K (maybe $500/mo over 36 month financing) when you could be driving a BRAND NEW BMW for just $499 a month?

I mean, sure, in 3 years you'll have a Honda Civic worth $10K that'll probably run reliably at least another 5 years, or you'll have nothing at all to show for it.

But you'll look sexy a f in that 3-series!

I lease purely for the fact that I don't want to deal with car issues. I was one who use to never have a car payment.  If I needed a car and had a couple thousand dollars that was the car value that I purchased. If it was $500, I bought a beater.  I would drive them into the ground, nurse than until it couldn't be.  One time I had a clutch going out of a car. It was already badly beat up by an airborne express driver hitting me. (wasn't worth putting the money from the settlement back into the car), so I crawled along to a junk yard and traded it for a radiator for my other car.  Back in those days I did all my own repairs, these days with all the computerization, repairs are beyond me and my time is more valuable than what it would take to do the repairs even if I could.  About 10 years ago, living here in Phoenix, I had a car with 250K miles on it, both front window mechanisms were broken so they windows wouldn't go down. My AC went out and was going to cost a few thousand dollars to fix.  I decided that that point I was tired of dealing with all the crap and decided to have a car payment. I had managed to get to 53yo without ever having a car payment.  When exploring I decided that a lease was better than a purchase and that I would rather just exchange the lease every 3 years knowing that the car wouldn't have time to develop mechanical problems. And I get the latest and greatest inovations. 

I lease purely for the fact that I don't want to deal with car issues. I was one who use to never have a car payment.  If I needed a car and had a couple thousand dollars that was the car value that I purchased. If it was $500, I bought a beater.  I would drive them into the ground, nurse than until it couldn't be.  One time I had a clutch going out of a car. It was already badly beat up by an airborne express driver hitting me. (wasn't worth putting the money from the settlement back into the car), so I crawled along to a junk yard and traded it for a radiator for my other car.  Back in those days I did all my own repairs, these days with all the computerization, repairs are beyond me and my time is more valuable than what it would take to do the repairs even if I could.  About 10 years ago, living here in Phoenix, I had a car with 250K miles on it, both front window mechanisms were broken so they windows wouldn't go down. My AC went out and was going to cost a few thousand dollars to fix.  I decided that that point I was tired of dealing with all the crap and decided to have a car payment. I had managed to get to 53yo without ever having a car payment.  When exploring I decided that a lease was better than a purchase and that I would rather just exchange the lease every 3 years knowing that the car wouldn't have time to develop mechanical problems. And I get the latest and greatest inovations.

If you made it to 53 without ever having a car payment, you're not the type I'm talking about lol 

If you made it to 53 without ever having a car payment, you're not the type I'm talking about lol

Been 30 or so years since I've had a car payment.

That could change. We'll see.

Bought a 1995 Volvo 850 GLT in 1997 for $18K cash. Drove it until 2016 (when I got the Benz I have now, which was bought by my company).

I put 454K miles on that Volvo and sold it for $3.5K!!

Vanity will do that.

I like SUV's too, but not a Rav 4. That's not useful for much. It's non-utility at best.

The Volvo XC 90 is nice. I like the XT 6. M-B GLE will likely be the choice. GLS is just a little too big.

X3. You will not like the X1. Trust me. My wife wanted one. She drove one. Then she drove the GLK (precursor to the GLC), and it was over.

X1 rides like a tin can.