Perhaps the BEST B1G Forum anywhere, here at College Football Fan Site, CFB51!!!

I see the echo chamber is in full force this morning.

I agree with you 90%.  I'd agree 100% except he never actually offers solutions, he just bemoans the status quo and disparages the people who are not 100% in lockstep agreement with him and his tribe.

That is good advice from RiffRaft.

Take into account 2 other things. What is the amount of tax deduction on your mortgage interest and therefore the actual interest rate and what is the new tax rate for the interest earned on your Roth.

There’s a good chance you will want to keep your tax deductions on your interest. As long as you retain the ability to pay off your mortgage, that door will always be open.

Well he does offer solutions. He thinks that every problem is simple and it has a simple and obvious solution that he can see, and a bunch of dolts like us must just be evil if we don't think his solution is great.

I.e. take 24/7 cable news. He thinks the problem with the news is the profit motive and the desire for ratings. So just take a certain number of hours each day that if you call yourself a "news" organization you have to present w/o advertisements. And of course you can only present the news in a factual and unbiased way, and of course only someone as learned as OAM and his ilk will be able to determine whether or not you're doing it to their satisfaction. 

Of course, looking at this closely, every news organization will know that capturing viewers during his "factual non-ad time slot" is building an audience that will join you before and after that time slot. So in reality, you're just going to get the same behavior as you have now, because they know the spillover effects of having high ratings during those time slots will bleed into the unregulated time where they're selling ads.

But when you're OAM, such a "simple" problem can just be magically fixed with his simple stroke-of-the-pen solution. It's obvious!

I see the echo chamber is in full force this morning.