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Topic: Retirement / What am I working for?

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betarhoalphadelta

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Re: Retirement / What am I working for?
« Reply #294 on: Today at 04:07:07 PM »
1750 my man. It works.
Can't argue with that. I think it's a goldilocks number.

1750 would be plenty while the kids are in the house (my current 1200 isn't), but isn't so insanely large that it's "too big" when they move on. 

Cincydawg

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Re: Retirement / What am I working for?
« Reply #295 on: Today at 04:09:16 PM »
Our condo is listed somewhere around 2350.

It's fine for us.

bayareabadger

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Re: Retirement / What am I working for?
« Reply #296 on: Today at 04:15:29 PM »
Dumb and dumber.
I remember driving through the Georgia hinterland on a work trip at one of my first jobs in the very early 2010s. I found a finance show on the radio, maybe Dave Ramsey or someone else.

It was just person in their 40s after person in their 40s explaining that they had close to or more than five figures in credit card debt and then asking for investment advice. The answer was always to take the cash you have and cut into that debt as much as possible. And a terrible number were like “but I really like having that rainy day fund.”

it was … irksome.

Cincydawg

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Re: Retirement / What am I working for?
« Reply #297 on: Today at 04:17:51 PM »
I used to eat lunch with coworkers, apparently educated folks, and they often would come out with something really absurd about money stuff.


847badgerfan

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Re: Retirement / What am I working for?
« Reply #298 on: Today at 04:18:59 PM »
I remember driving through the Georgia hinterland on a work trip at one of my first jobs in the very early 2010s. I found a finance show on the radio, maybe Dave Ramsey or someone else.

It was just person in their 40s after person in their 40s explaining that they had close to or more than five figures in credit card debt and then asking for investment advice. The answer was always to take the cash you have and cut into that debt as much as possible. And a terrible number were like “but I really like having that rainy day fund.”

it was … irksome.
A credit card can act as a rainy-day fund too. Lower interest the better obviously. I'd rather have no debt and not a lot in my checkbook than have money making 1% while paying 20%. 
U RAH RAH! WIS CON SIN!

MrNubbz

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Re: Retirement / What am I working for?
« Reply #299 on: Today at 04:38:48 PM »
just killin trees, dude
Bastage
Don't go to bed with any woman crazier than you. - Frank Zappa

MrNubbz

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Re: Retirement / What am I working for?
« Reply #300 on: Today at 04:41:30 PM »
Live within your means.
Tell that to Washington
Don't go to bed with any woman crazier than you. - Frank Zappa

Cincydawg

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Re: Retirement / What am I working for?
« Reply #301 on: Today at 04:47:28 PM »
We "elect" our politicians, sort of. and any who really tried to balance the budget wouldn't stay in office long.  "We" would vote them out.

It would be incredibly painful to make the attempt today.  IF magically we could hold spending constant, adjusted for inflation, the economy MIGHT grow enough over time to get it done, but it's years before that could happen.  And any recession would derail that badly.

A recession at this point would be bad enough.

utee94

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Re: Retirement / What am I working for?
« Reply #302 on: Today at 05:32:56 PM »
1750 my man. It works.
I grew up in a 1700 sqft house.  It was... pretty small.  I'll eventually settle on something bigger than that, but much smaller than my current house.

2200-2400 is probably about right.

847badgerfan

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Re: Retirement / What am I working for?
« Reply #303 on: Today at 06:03:26 PM »
We have 2400 counting the lanai, which is where we live after I'm done working.
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betarhoalphadelta

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Re: Retirement / What am I working for?
« Reply #304 on: Today at 06:20:16 PM »
I grew up in a 1700 sqft house.  It was... pretty small.  I'll eventually settle on something bigger than that, but much smaller than my current house.

2200-2400 is probably about right.
To be honest it depends heavily on floorplan, of course. And like Badge says, outdoor spaces can make a big difference. Especially in places like here where you can use them year round.

I like a big open concept flow, including flow to the outdoor space. My brother's place in San Clemente is like this. Big open concept and then the ability to open an accordion window from the kitchen right out to the outdoor space where it's very much like there's no distinction between indoors and out. I think you can get away with a lot less square footage if you have a setup like that. My last house was a little similar. The kitchen wasn't near the living room and outdoor space, but the main living area was open and cleanly flowed to the [excellent] outdoor space, and it really worked well. 

My house in Atlanta was the opposite. Very much a "defined spaces" house. It made it feel smaller but also like you needed more of it because it felt smaller. You were either in the living room OR the sun room OR the kitchen OR outside, and everything was closed off from one another. 

So when I say 1700 is great, it needs to be the RIGHT 1700 sf house. Because poor design can make 1700 sf feel very tight. 

 

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