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The Power Five => Big Ten => Topic started by: Cincydawg on June 04, 2021, 09:50:54 AM

Title: Where do you want to retire?
Post by: Cincydawg on June 04, 2021, 09:50:54 AM
What factors are you considering for retirement?

Title: Re: Where do you want to retire?
Post by: Honestbuckeye on June 04, 2021, 10:11:02 AM
What factors are you considering for retirement?


Economic conditions/versatility 

politics. ( sorry- it’s huge)

climate ( tough one - nowhere is perfect and I do like the change of seasons)

ease of travel in and out

population density 
Title: Re: Where do you want to retire?
Post by: FearlessF on June 04, 2021, 10:15:19 AM
affordability and 

climate, not much snow/ice, temps above 40 most of the time
Title: Re: Where do you want to retire?
Post by: utee94 on June 04, 2021, 10:20:58 AM
warm, sunny, beaches.  Some island in the Carribean would be nice.  Or maybe Belize.

Title: Re: Where do you want to retire?
Post by: Brutus Buckeye on June 04, 2021, 10:29:23 AM
towards the top of a high rise in downtown Atlanta. 
Title: Re: Where do you want to retire?
Post by: Riffraft on June 04, 2021, 10:31:49 AM
What factors are you considering for retirement?


Only one at the moment.  When my wife will let me.  I am ready to retire now, but wife is a bit younger and still enjoys her job, where I can't stand mine. But I am not going to retire as long as she is working, as tempting as that is. 

In the process of building my retirement home right now.  The equity in my current house will just about pay off the new house.  That is probably the biggest factor for me. I don't want a house payment in retirement, ease of mind as making a payment wouldn't be a problem.  Never leaving the desert, I like it too much so location is not changing. 
Title: Re: Where do you want to retire?
Post by: 847badgerfan on June 04, 2021, 10:40:19 AM
I'm in my location.
Title: Re: Where do you want to retire?
Post by: Honestbuckeye on June 04, 2021, 10:45:37 AM
I'm in my location.
I might be as well, or for at least part of the year. 
Title: Re: Where do you want to retire?
Post by: longhorn320 on June 04, 2021, 11:08:40 AM
Economic conditions/versatility

politics. ( sorry- it’s huge)

climate ( tough one - nowhere is perfect and I do like the change of seasons)

ease of travel in and out

population density
If money was no object I would have built a house somewhere near Fredericksburg Texas

Love that area
Title: Re: Where do you want to retire?
Post by: FearlessF on June 04, 2021, 11:10:37 AM
as far as specific location...

golf cart driving distance from the course
Title: Re: Where do you want to retire?
Post by: Brutus Buckeye on June 04, 2021, 11:44:02 AM
as far as specific location...

golf cart driving distance from the course


Just park the Winnebago next to Coyote Springs.




(https://www.mesquitegolfcourses.com/wp-content/uploads/2016/02/coyote-springs-golf-club-by-brian-oar-11-1-550x300.jpg)


(https://pbs.twimg.com/media/EfqYgESWAAA0Ufw.jpg)

"Can you believe it? They used to test H-bombs on this beautiful piece of property."
Title: Re: Where do you want to retire?
Post by: betarhoalphadelta on June 04, 2021, 02:39:32 PM
Depends how much money I have.

Ideal would be here in California. Probably either somewhere on the central coast near Paso Robles, or up in Sonoma. Maybe San Diego county, but it's probably too crowded for me, and by the time I retire it'll probably be the southern part of Los Angeles, if it isn't already. 

I know, the politics suck. The taxes suck. The cost of living sucks. I have to hold my nose on those things to live here now. But those are all problems money can solve.

But the climate is perfect. Never too cold, never too humid, not really even ever too hot. The scenery is amazing. Ocean, mountains, desert, etc. There is rich cultural diversity, whether you're interested in the arts, in museums, in cuisine, etc. And in a place like Paso, you're a couple hours drive from all the things you can do in Los Angeles or the Bay Area without actually having to deal with the density of Los Angeles or the Bay Area. 

If I don't have enough money for that, then it gets harder. I don't want to go someplace with constant horrific winter like I grew up in. Someplace like Colorado might be acceptable because they have winter intermittently. I don't want to go to the desert where it's 115 degrees in the summer. My body would rather have cold. I don't want to go someplace humid like Florida. I hate humidity. 

I might consider some sleepy town on the Oregon coast that's driving distance from Portland without being within the Portland housing price market, or similar in Washington in proximity to Seattle. You get some winter there, but bearable winter. 

But it's hard to find a place that checks off all the right boxes.
Title: Re: Where do you want to retire?
Post by: 847badgerfan on June 04, 2021, 02:49:51 PM
Cabo?
Title: Re: Where do you want to retire?
Post by: betarhoalphadelta on June 04, 2021, 02:55:19 PM
Cabo?
I worry about political risk there. Even more so than California. 

Then there are personal safety concerns, and questions about adequate medical care, given that I'd be in retirement age where I'm sure my medical needs will increase. 

I've never been there. I'm sure it's lovely. I'd maybe consider it for a vacation. But I don't know if I could get myself over the risk to make it a retirement destination.
Title: Re: Where do you want to retire?
Post by: utee94 on June 04, 2021, 03:18:07 PM
Water in Cabo is too cold and too rough to be any fun.  I vastly prefer the other side, places like Playa del Carmen or Tulum.

Title: Re: Where do you want to retire?
Post by: 847badgerfan on June 04, 2021, 03:34:32 PM
I was not being serious.

I thought someone might catch on to the migrate to Mexico from Cali irony. :)
Title: Re: Where do you want to retire?
Post by: utee94 on June 04, 2021, 03:48:38 PM
I was not being serious.

I thought someone might catch on to the migrate to Mexico from Cali irony. :)
Ah.  Well I'd rather retire on a beach in Mexico than anywhere in California, so it didn't seem ironic to me. :)
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 04, 2021, 04:09:56 PM
I discussed something outside the US with the wife and she was a strong NO.  Political uncertainty.  I also mentioned France, and that was an even stronger NO.

Like really no.

She grew up in a large city and likes large city things.  That narrows it down.  Considerably.

I was going to check out Tampa more when we stumbled across this place.  Sign here.
Title: Re: Where do you want to retire?
Post by: MaximumSam on June 04, 2021, 04:36:29 PM
A small town in Ireland where I can drink Murphy's and not understand the locals
Title: Re: Where do you want to retire?
Post by: bayareabadger on June 04, 2021, 04:54:39 PM
Austin
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 04, 2021, 05:00:30 PM
Austin
Well, DUH, everyone wants to go there.

Put another way, rank order the following as priorities, one being top priority for you, you can have ties.

Weather
Taxes 
Cost of living
Cost of real estate
Proximity to "cultural stuff"
Proximity to restaurants, bars, etc.
Low traffic
Proximity to the beach, or mountains, or desert, or your football team
Safety (crime)
Special amenties (like having a horse barn, or lake for your boat, or golf, your hobby in effect)
Long term stability (ability to live there until you are really feeble)
Health care proximity
Other
Title: Re: Where do you want to retire?
Post by: OrangeAfroMan on June 04, 2021, 05:08:06 PM


I was going to check out Tampa more when we stumbled across this place.  Sign here.
The beach communities are a great location there.  We had a time-share at Indian Rocks Beach for like 15 years.  It's right there next to the big city, but still beach villagey.
Title: Re: Where do you want to retire?
Post by: bayareabadger on June 04, 2021, 05:55:48 PM
The beach communities are a great location there.  We had a time-share at Indian Rocks Beach for like 15 years.  It's right there next to the big city, but still beach villagey.
I think some of the speaks to the reality that even if you live in a bigger place, you don’t necessarily have to experience the entirety of the geography. Like, if you find the right beach village, you might just not leave.
Title: Re: Where do you want to retire?
Post by: FearlessF on June 05, 2021, 09:53:53 AM
even if I won a big lottery, I don't think I'd retire in a place that was very expensive.  Just not my nature

but it would be something to ponder
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 05, 2021, 10:23:31 AM
If I won a large lottery, I'd probably go for 2-3 places and snow bird.

Title: Re: Where do you want to retire?
Post by: betarhoalphadelta on June 05, 2021, 10:31:15 AM
even if I won a big lottery, I don't think I'd retire in a place that was very expensive.  Just not my nature

but it would be something to ponder
Well, the expensive places are usually the crowded places. They're expensive because they're popular. Cheap places are usually cheap because nobody wants to live there.

And you don't strike me as the type that wants to live someplace crowded...
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 05, 2021, 10:33:12 AM
I'd guess some places are not too crowded and full of wealthy folks, something like Boca Raton, maybe not that specifically.  Tourists go there, and I'd guess I'm thinking of a place tourists can't go.  There is some bizarre money in Monaco of course but they let me walk about.  You could buy an island and a yacht.

Or just a yacht and live on  that stateless.

Title: Re: Where do you want to retire?
Post by: utee94 on June 05, 2021, 11:15:54 AM
Austin
You watch yer ass! :)

Of course, I'll be long gone by then, living on an island in the Caribbean.   So, have at it!
Title: Re: Where do you want to retire?
Post by: FearlessF on June 05, 2021, 11:18:18 AM
Well, the expensive places are usually the crowded places. They're expensive because they're popular. Cheap places are usually cheap because nobody wants to live there.

And you don't strike me as the type that wants to live someplace crowded...
you are correct

I like people only a little more than you
Title: Re: Where do you want to retire?
Post by: 847badgerfan on June 05, 2021, 12:03:13 PM
you are correct

I like people only a little more than you
Unless yer drunk.
Title: Re: Where do you want to retire?
Post by: FearlessF on June 05, 2021, 12:20:40 PM
true
Title: Re: Where do you want to retire?
Post by: 847badgerfan on June 05, 2021, 12:32:43 PM
So, you love everyone then.
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 05, 2021, 03:04:26 PM
1. Weather
2a. Taxes 
2b. Cost of living
2c. Cost of real estate
5. Proximity to "cultural stuff"
4. Proximity to restaurants, bars, etc.
6. Low traffic (reallyl ability to walk instead of drive, probably a higher figure for me)
8.Proximity to the beach, or mountains, or desert, or your football team
2d. Safety (crime)
NA. Special amenties (like having a horse barn, or lake for your boat, or golf, your hobby in effect)
3. Long term stability (ability to live there until you are really feeble)
9. Health care proximity


Having a place conducive to walking was high on our list, it's good for older folks.
Title: Re: Where do you want to retire?
Post by: FearlessF on June 06, 2021, 10:01:13 AM
living in a small rural town nearly my entire 58 years, my expectations for "cultural stuff", restaurants, bars, the beach, or mountains, or desert, or your football team is not high.

being able to drive a few minutes to two or 3 bars/restaurants is enough

being close to a decent golf course is important.  Hopefully the clubhouse has a decent kitchen with some options for a meal.

I don't mind cooking for myself.  I save money eating out only once or twice a week.

Long term stability and Health care proximity are important
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 06, 2021, 11:42:48 AM
Being happy with what you have is a blessing.

Wishing you had what someone else has is a curse.
Title: Re: Where do you want to retire?
Post by: FearlessF on June 06, 2021, 11:47:04 AM
keeping up with the Jones' is a foolish way to live
Title: Re: Where do you want to retire?
Post by: OrangeAfroMan on June 07, 2021, 04:31:42 AM
keeping up with the Jones' is a foolish way to live
You'd be a rubbish advertising exec.
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 07, 2021, 09:20:28 AM
Quite a bit of advertising is just keeping your product up in everyone's face.  Why advertise a product like Coca Cola?  Everyone knows what it is.  But if you didn't, it's sales would languish, seriously, even so.  So, they make touchy feely commercials, often as not, they could almost as well just repeat "COKE COKE COKE!!!".

Remember all the barn roofs in the south saying "SEE ROCK CITY"?  

Title: Re: Where do you want to retire?
Post by: FearlessF on June 07, 2021, 09:56:39 AM
such as football fans in the South chanting SEC, SEC, SEC???
Title: Re: Where do you want to retire?
Post by: Cincydawg on June 07, 2021, 10:19:09 AM
Heh, I first heard that chant in 1980 after UGA beat Tennessee, in the locker room.

I don't think fans did it back then, much anyway.