My house didn't burn, the second time in particular it had about three feet of chimney blown off into the backyard, and nearly every electronic gizmo was shot, including the garage door opener on the other end of the house, microwave, stereo, all the smoke alarms went off and had to be replaced, TV of course, and my computer which was turned on at the time and 20 feet from the chimney was not blown up.
My insurance guy could hardly believe it.