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Nice digs until high winds toss shingles,garbage can lids and the neighbors gazebo into it. Then of course i couldn't imagine home coverage going up at all after ponying up for it

 Any way was 33° yesterday morning and pretty cool the whole day could hit 80° sun/mon 

Geesh, I'm obviously paying a whole lot less for condo insurance, some of it is indirectly through the HOA of course.

HOA is $425, which includes landscaping, internet, TV, infrastructure, and other odds and ends.

Property taxes are $3,300 or so. For the year, with all included, we're about $13,500.00.

We were paying $17K in property taxes up North, plus HOA ($265), internet ($55) and cable ($125).

I find this place to be a bargain, all things considered.

Car insurance is also very high. $2,200/year for one car that is 10 years old. Mostly liability.

Plus, we have to carry 300/300 to meet the umbrella requirements for the car, boat and home. That adds up too.

I think the problem is like anything related to home efficiency. It's expensive to do, the payoff is long, and you may not recoup the investment upon sale to get the payback.

If you plan a specific house to your "forever house", it can make a lot of sense. If you think your life situation is such that you may have to move (for work), or choose to move (relocation / downsizing upon retirement), it may be money that you put in and never get out.

Down here they have this thing called Pace Funding. It may be elsewhere too, but I only heard about it here.

Essentially, you can use it for anything energy related, including windows and solar (not pool solar), etc.

The payment gets tied into your property tax bill until it's paid off.

Creative, but it's not for me. I'm done paying the mortgage in 2028 and didn't want a larger property tax bill. We paid cash for the impact windows.

fortunately not in my area

didn't hear from the daughter in Lincoln so must be fine
tornado in Lincoln was on the north side

didn't stop the baseball game

hah, mine's less than $3K

but, I have to push snow

We get hit hard on property tax, it's about $13 K a year for us.  Our HOA is normally $1,110 but includes quite a bit of stuff like cable and internet and the desk.  My electric bill averages under $100/mo.  Car insurance is about a grand a year, I got a sizeable rebate when we got the new car, I'm not sure why.

The house in Cincy needed painting every 3-4 years, that was a pop.  Wood siding.

Holy crap  Where do you live?? Windsor f ing Castle?

Cincy moved on up to a dee-luxe apartment in the sky.