Hyperbole aside, I don't expect folks to "hole up for months". I think it prudent to make the standard precautions, not hole up for months, so we can get through this until the vaccine is widely available.
Washing your hands more often seems not to be onerous to me. I'm OK with wearing a mask and trying to distance from strangers. That's it. I'm not holed up for months.
If you find those three things just too onerous to practice, well, OK with me. I don't.