Does anyone else ever feel like this? I actually like my job, but my job isn't--or at least shouldn't be--my identity. It's a means to an end. The end is in sight, but it's not here, which just makes me want it more.
I think that's a pretty healthy place to be. I caution against winding up being those people whose identity is mainly in their job. That tends to lead to problems in other areas of life. OTOH, I don't think it's great to be like those people who totally shun their work as anything integral to their identity. It's what we spend a major portion of our lives doing. There's a lot to be said for taking pride in a job well done, however important you think it is (or isn't) or however much you like it (or don't). It contributes a portion to our sense of self-worth--and it should only be a
portion--so taking it seriously is prudent.
You sound like you have the right orientation towards it.
But once we retire, it's ACA until 65 when we can get onto Medicare. And I don't know how much protection that affords us from massive medical bills if something happens.
In my experience, ACA plans offer good enough coverage, it's just a matter of if people can afford the premiums and the deductible. Then it's a matter of checking to see who takes that plan. You live in a highly populated area, so chances are relatively good that some specialist near you accepts that insurance. Now, premiums and deductibles suck on a lot of non-ACA, corporate-type plans as well, so....whether or not that's materially different in most cases, beats me. It sounds like in your particular case, your insurance is very good. You just would want to check the monthly premium, and weigh the deductible against how much you think you'll access health care (i.e., how healthy are you?)
I've dealt with those plans plenty with patients at the clinic I used to work at. It's not so much that they suck, it's that the people most likely to have them were the people least able to afford them. In our area, which is under-served wrt specialist providers, I often had a hard time finding someone to take those patients. It could well be that you won't have either of those difficulties.
