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Topic: OT-Politics Thread: please TRY to keep it civil, you damned dirty apes

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847badgerfan

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37268 on: September 20, 2024, 09:16:03 AM »
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FearlessF

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37269 on: September 20, 2024, 09:56:20 AM »
Quote from: 847badgerfan on September 20, 2024, 09:12:46 AM
A survey "crew" is now a "party" of one. GPS and robotic instruments have made this so.

Back in the day, when I was the "party chief" I carried the rodman duties. I wanted to be the one that knew what needed to be found. Anyone can press buttons on an instrument.

We rarely use tapes anymore. We use laser technology.
should require much less labor than back in the 80s
I was a helluva Rod man back in the day!
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"Courage; Generosity; Fairness; Honor; In these are the true awards of manly sport."

MrNubbz

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37270 on: September 20, 2024, 10:06:42 AM »
Quote from: Mdot21 on September 20, 2024, 07:05:37 AM
Biden Promises Next Trump Assassin Will Be A Woman Of Color


gold jerry, gold.
:93:
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betarhoalphadelta

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37271 on: September 20, 2024, 10:41:11 AM »
Some good personal news. As most of you know, I got divorced in 2016. Which was good news, albeit expensive. Found the right lady and married her instead, also good news.

However, that's led to having a lot of financial upheaval. And that meant that for a little while, debt was creeping up, especially because in 2017-18, we both needed to buy cars. I was prioritizing building up the "rainy day fund" and making sure I was in a better situation for liquidity for emergencies, not attacking debt. When we got our cars paid off, I went into credit card attack mode, but right about that time was when our industry was struggling and bonuses dried up. So there were no "haymakers" I could throw and knock it out in a few punches unless I wanted to raid said rainy day fund. It was more chipping away--trying to chip away with decent sized chunks, but still chipping away. Well, after chipping away, I finally landed that haymaker.

So as of today, I am now debt free.
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utee94

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37272 on: September 20, 2024, 10:43:14 AM »
Quote from: betarhoalphadelta on September 20, 2024, 10:41:11 AM
Some good personal news. As most of you know, I got divorced in 2016. Which was good news, albeit expensive. Found the right lady and married her instead, also good news.

However, that's led to having a lot of financial upheaval. And that meant that for a little while, debt was creeping up, especially because in 2017-18, we both needed to buy cars. I was prioritizing building up the "rainy day fund" and making sure I was in a better situation for liquidity for emergencies, not attacking debt. When we got our cars paid off, I went into credit card attack mode, but right about that time was when our industry was struggling and bonuses dried up. So there were no "haymakers" I could throw and knock it out in a few punches unless I wanted to raid said rainy day fund. It was more chipping away--trying to chip away with decent sized chunks, but still chipping away. Well, after chipping away, I finally landed that haymaker.

So as of today, I am now debt free.
Well done, sir! 
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FearlessF

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37273 on: September 20, 2024, 10:43:23 AM »
Corngrats!!!

Great feeling
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bayareabadger

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37274 on: September 20, 2024, 10:44:05 AM »
Quote from: betarhoalphadelta on September 20, 2024, 10:41:11 AM
Some good personal news. As most of you know, I got divorced in 2016. Which was good news, albeit expensive. Found the right lady and married her instead, also good news.

However, that's led to having a lot of financial upheaval. And that meant that for a little while, debt was creeping up, especially because in 2017-18, we both needed to buy cars. I was prioritizing building up the "rainy day fund" and making sure I was in a better situation for liquidity for emergencies, not attacking debt. When we got our cars paid off, I went into credit card attack mode, but right about that time was when our industry was struggling and bonuses dried up. So there were no "haymakers" I could throw and knock it out in a few punches unless I wanted to raid said rainy day fund. It was more chipping away--trying to chip away with decent sized chunks, but still chipping away. Well, after chipping away, I finally landed that haymaker.

So as of today, I am now debt free.
Hell yeah, brother!
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847badgerfan

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37275 on: September 20, 2024, 10:52:16 AM »
Being debt free is one of the things I most cherish.

Of course, we still have a mortgage... so not truly debt free.

Congrats BRAD. It's a great achievement. 
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betarhoalphadelta

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37276 on: September 20, 2024, 10:59:40 AM »
Quote from: 847badgerfan on September 20, 2024, 10:52:16 AM
Being debt free is one of the things I most cherish.

Of course, we still have a mortgage... so not truly debt free.

Congrats BRAD. It's a great achievement.
I don't particularly count a mortgage. Wish I had one lol. 

The good news is that everything else that's gone right in the past 8 years now has me in a position that I'll have the means to ensure it never happens again--at least anything credit card related--and can prioritize further growing that nest egg rather than just being prepared for rainy days. 

Of course the next big question will be what happens when the cars need to be replaced... Can I build myself into a position that I just write a check instead of taking out a loan? That's the goal. It'll be a few years until that needs to be a thing... I hope.
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MrNubbz

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37277 on: September 20, 2024, 11:02:16 AM »
Quote from: 847badgerfan on September 20, 2024, 09:16:03 AM


Thanx we can't unsee that - take it to the food thread
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bayareabadger

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37278 on: September 20, 2024, 11:09:40 AM »
Quote from: betarhoalphadelta on September 20, 2024, 10:59:40 AM
I don't particularly count a mortgage. Wish I had one lol.

The good news is that everything else that's gone right in the past 8 years now has me in a position that I'll have the means to ensure it never happens again--at least anything credit card related--and can prioritize further growing that nest egg rather than just being prepared for rainy days.

Of course the next big question will be what happens when the cars need to be replaced... Can I build myself into a position that I just write a check instead of taking out a loan? That's the goal. It'll be a few years until that needs to be a thing... I hope.
Step 1: Select a not-nice car. 
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847badgerfan

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37279 on: September 20, 2024, 11:14:39 AM »
Quote from: betarhoalphadelta on September 20, 2024, 10:59:40 AM
Of course the next big question will be what happens when the cars need to be replaced... Can I build myself into a position that I just write a check instead of taking out a loan? That's the goal. It'll be a few years until that needs to be a thing... I hope.
Depends on what the interest rates are at the time. If you are making a 6 percent ROI, taking a loan at 5.5 makes sense.

Net worth is a good measure as well.
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utee94

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37280 on: September 20, 2024, 11:15:18 AM »
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847badgerfan

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Re: OT-Catch all thread - Personal attacks will result in a time out
« Reply #37281 on: September 20, 2024, 11:17:36 AM »
Quote from: bayareabadger on September 20, 2024, 11:09:40 AM
Step 1: Select a not-nice car.
It depends. I've always chosen to select a nice car, but I'm also a guy who keeps cars for a very long time.

I got 450K miles out of my 1995 Volvo 850 GLT.
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