When I bought the GTI, they said they could give me a break on the price if I financed it through them. I figured the catch was some high interest rate, but they quoted 1.9%, so I took it. This was five years ago, I just finished paying that off. I mused about paying it off early but figured I could do better than 1.9% elsewhere. I do hate having loans though, still have one on the condo but it's dropping pretty fast as well. My wife doesn't like borrowing either, fortuntely. A marriage won't work well if the spouses don't have similar financial attitudes I think.
I was surprised how good a deal they cut on the GTI relative to MSRP (I figured they might cut a couple thou off, maybe it was because manuals don't move well?)