The other factor in all of this is that #5 then gets to face #4, which we generally agree will be the least competent of the conference champs, and often will be a team ranked say 10th or so. Menawhile, this 4 seed, who might be 10-3 and not a great team, gets to face what probably is a 12-1 CG loser who might be the best team in the country, at least in some years.