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Just give me Mondays Powerball number to save time and suspense

Wrong.  It would not "be criminal" if a two loss team was left out of the playoffs.  Two losses would indicate that neither earned the right to be there.

Records are mostly irrelevant because season schedules vary drastically from team to team.  It's a pipe dream but having an objective, knowledgeable committee evaluate teams based on their on field performance is much preferred.  There are metrics that are very telling other than wins/losses.

This year it's Alabama, OSU and most likely Georgia.  Everybody else is playing for the honor to be manhandled in the semi-finals by one of these three.  This season is no different than any other in recent memory with the exception that Clemson is in a reloading year.

A two loss Alabama or OSU would destroy an undefeated Cincy, SMU, WF, UTSA, and San Diego St.  They would also beat an undefeated MSU, UM and Oklahoma 8 times out of 10.  There is years of data to support this.  College football is a small handful of haves and a shitload of have nots.

If you want to watch competitive games during the playoff then you have to leave the have nots at home. 

Alabama will have their shot when they play Georgia for the SEC Championship.  They lose and that's all we need to know.  Time to give another team a shot.  OSU should run the table here.  The game against Michigan is their one question.  If they take a second loss against an undefeated Michigan team.....that's all that needs to be said.  Michigan is in over them.

Results matter.  If a team drops two games in a season.....they aren't a championship team.  A championship team wins their games ALL year.

Alabama also lost a game to a middling Texas A&M team.  Sorry....but when only four teams make the playoffs....the ones that win their games deserve the right to play.  Alabama can play themselves into the playoffs by beating Georgia.  If they can't.....two losses.....enjoy a New Year's Bowl and be better next year.

As for your UM/OSU claims.....I agree.  Which is why OSU should be expected to win out.  There isn't a team in the Big Ten that should be able to run with them.....but Michigan is probably the closest.  And if Michigan beats OSU....they'll be undefeated and will likely represent the East in the championship.  There'd be no scenario in which a zero or one loss Michigan team that beat OSU straight up would be left out in favor of a two loss OSU team.  No chance.

The fact is.....with only four teams in the playoffs.....almost every week in the NCAA is a faux playoff game.  But teams like Alabama and OSU are given the benefit of the doubt already and year after year top the list of one loss teams when the playoffs are determined.  What would be broken would be for the committee to ignore regular season results and award teams that don't play great during that stretch.  Eventually the playoffs will be expanded and the best two loss teams might sneak in.  But until that point....it's just not going to happen....nor should it.