i still don't like auto qualifiers for conf champs, unless there's a caveat of must be top 10 or 12 or something. as recently as 2017 there was a not unrealistic chance of 2 p5 conf champs having 4 losses before the bowls. utah this year has 3 losses, though in their defense this was a crazy year and they'd almost meet (or do for 12) criteria above anyway. point being, this year there's a decent argument they wouldn't pass anyone clearly more deserving. but in 2017, a lot of teams would have been.